When you open an account through CCS you will have access to a wide variety of investment and insurance products. We collectively refer to these products as Approved Product Companies. In some cases CCS has entered into various arrangements with some Approved Product Companies in what is referred to as revenue sharing arrangements. Because there are thousands of investment choices for sale, CCS may have revenue sharing arrangements with Approved Product Sponsors to assist us in marketing activities, training and other educational presentations. We call these sponsors our Sustaining Sponsors, and the type of benefits we may receive include: 

·Payment of a fixed fee to CCS for attending CCS educational and training meetings
· Payment of a fee to CCS that is based on a percentage of new sales; or
· Payment to CCS based on account asset value

Approved Product Sponsors may also invite our representatives to training and educational meetings, conferences and seminars. Approved Product Sponsors  typically reimburse CCS or the Rep for the expenses incurred, within industry rules. We want you to be aware of these arrangements because they could be viewed as an incentive to promote certain products over others.  

The following companies currently participate in our 2008-2009  Sustaining Sponsor program:
-American Funds
-Inland Securities
-Western Reserve Life
-First Clearing, LLC